·        Share Certificates of Deposit (CDs) are an important part of an over all financial plan.

·        Generally, CDs earn a higher yield than a regular savings account.

·        Minimum investment is $500! You can get better rates without having to be a Big Buck saver! 

·        Maturities are from 6 months to 60 months with rates that vary with terms. Choose the term that fits your investment needs. See the rates page for current terms and Annual Percentage Yield (APY).

·        Certificates are a time deposit with a contractual annual percentage yield. 

·        All rates are subject to change, but once purchased, the rate of a certificate stays the same until maturity. 

·        Early withdrawal will result in a penalty being charged.