We can save you money on your home needs. Presently, our real estate loans are closed ended. This means you borrow a stated amount of money at one time.

 Types of Real Estate Mortgages:

 First Mortgage Equity Loan

 

 Second Mortgage – Home Equity Loan

 

Features of Southern Real Estate Mortgages:

      ·        Lending cannot exceed 80% of equity.

·        Equity is determined by an appraisal or tax assessment stated value.

·        Terms up to 15 years depending on amount borrowed

·        Credit Disability and Credit Life Insurance available on loans

·        No penalties for early payoff

·        Reduced closing costs 

·        No points

·        We don't sell our mortgages to third party companies

·        In most cases, we can close your loan within a week

·        See Rates page for current interest rates

·        Calculate an estimated payment on the Rates page

·        Mortgage payments can be payroll deducted

Look at our great rates.There is more to mortgage lending than just rates. Before you refinance your home with another lender, let us review your documents. We may save you thousands of dollars in closing costs with no strings.

Southern Credit Union is an equal housing lender.

All loans are subject to qualifying requirements.

All rates and terms subject to change.