World War II changed the economic landscape. Chattanooga was near Ft. Oglethorpe, GA  which was an army training camp. Many soldiers trained and shipped out from Chattanooga, most of them by train. Remember that old song, “Pardon me boys, is that the Chattanooga Choo Choo?”  It was a hit during the war era and remains a theme song for Chattanooga.

Thankfully, the war ended and a consumer economic boom followed. Back in those days, financial institutions didn’t want to loan money for consumer goods so families often paid higher prices for buying 'on time’. Families wanted to take advantage of the GI bill. New homeowners wanted to have all the latest gadgets for their homes. The credit union demand increased and grew.

Over time, the credit union expanded serves to meet the needs of employees and their families. Families were able to meet their financial goals with the help of the credit union.  Southern Credit Union has had a tradition of providing the most up to date financial services. We were one of the first to offer share draft checking and home mortgages.

The credit union motto, “People helping People,” remains true at Southern. You are family at Southern. Partnering with our members, we have grown while helping families maintain a comfortable lifestyle.  Over the years, membership has expanded to include select employee groups seeking credit union services.

 We continue those traditions today. We seek continuous improvements to bring our members the best of financial services and products at the most competitive costs and highest yields on deposits.

The story is not finished. We continue to grow and change to meet your changing needs. Without the dedication of members like you, we would not be in business. Thank you for choosing Southern Credit Union.