Holiday Closings: 2008
November 27 & 28, Thanksgiving
December 24 @ noon - December 25, Christmas
January 1, 2009, New Year's Day
F.Y.I. - Effective October 3, 2008, all deposits are insured to $250,000 by NCUA, an agency of the U.S. Government. This includes all account types, such as regular share, share draft, money market, and certificates of deposit. The increased coverage under this new law remains in place through December 31, 2009. IRA accounts are insured up to $250,000.
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Chattanooga Office
(423) 629-2578
1-800-305-5579
fax (423) 624-0987
Knoxville Office
(865) 687-3691
1-800-272-8894
fax (865) 687-0093
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Alert, Alert, Alert, DO NOT reveal your personal information to anyone over the phone or Internet. Southern Credit Union will never call you and ask you to disclose information about your VISA or other accounts. If you receive such a call or email, call your local credit union office and report your experience!
Great news, new vehicle loans are as low as 4.5% for up to 72 months. Check with us before you finance your next auto!
Bill Pay enhancements
1. The Bill Pay product is in the PC Branch. You will no longer have to have a separate User Id and Password or One-Time Codes to access your account. Simply click on the Bill Pay tab on the left list of options within PC Branch.
To use Bill Pay, you must have a share draft checking account. To register for Bill Pay click Here. For more information, click Here.
2. New Service:Surcharge free ATM access!
Debit cards are now part of the Co-Op Network of surcharge free ATMs. Learn more click here.
Click on the following fast links:
Update on NCUA Deposit Insurance Coverage
The new Statutory Share Insurance law became effective on October 3, 2008, and will remain in place through December 31, 2009. The law provides for an increase in the minimum NCUSIF coverage from $100,000 to $250,000 on member share accounts. This includes all account types, such as regular share, share draft, money market, and certificates of deposits. Individual Retirement Account and Keogh account coverage remains at up to $250,000 separate from other types of accounts owned.
CUNA and Southern Credit Union have partnered to bring you additional tools to meet all your financial needs. " Members Financial Network " is the starting point.
The Money Management module contains over a dozen financial calculators that are meant just for a do-it-yourselfer. The Educational Center has a wealth of helpful and timely articles.
If you need professional assistance with stock information, CUNA provides a representative, call toll-free 1-877-MEMBERS.
More VISA Info HERE
Benefits:
You can get Credit Life and Credit Disability on SCU VISAs. Premiums are based on the unpaid monthly card balance.
Great rates! No gimicks, no kidding. Apply online.
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New Product: VISA Travel Card! Click here to learn more
Access:
Movie ticket pricing:
Carmike $6.00
Rave $6.00
Regal $6.00
Click here for more information.
Southern Express
Automated Telephone Teller #
1-866-255-4189
IRA Accumulation Accounts are an excellent way to save for retirement. Contributing to an Individual Retirement Account may improve your tax obligation! The Accumulation account can be started with as little as $5. You can add to it up to the IRS limitations. For more information about IRA accounts, click here. For educational information about retirements, check out Members Financial Network.
Building Toward Your Financial Future
Why save money in a savings account? Financial experts suggest that we have a three to six month savings cushion to cover emergencies like auto repairs or a change in jobs. You can establish a payroll deduction from your employer and have money painlessly put into your savings without ever having to hold it in your hands.
Get your free credit report here.
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