Rates

Rates

Loans | Mortgage | Savings | Certificates

Effective October 10, 2008

Loans **	Rate as low as**	Mo. Pmt. per $1000 APR*	APR*	Term
New Vehicles up to 100% financing	4.500	$15.87	4.500	72	Calculator
Used Vehicles up to 100% financing	6.000	$19.33	6.000	60	Calculator
New Recreational & Farm Vehicles 90% financing	6.000	$19.33	6.000	60	Calculator
Used Recreational & Farm Vehicles 80% financing	7.000	$19.80	9.000	60	Calculator
Share and Deposit Secured	2.000	$17.53	2.000	60	Calculator
Signature	11.500	$21.99	11.500	60	Calculator
Pay Day	18.000	$87.60	18.000	3	Calculator
VISA Classic - Unsecured	12.500	N/A	12.500	n/a	Calculator
VISA Classic - Secured	10.000	N/A	10.000	n/a	Calculator
VISA Gold	10.000	N/A	10.000	n/a	Calculator

* APR is Annual Percentage Rate.
**All applications are subject to qualifying requirements. All rates subject to change. Terms and rates subject to credit score.

FACT Act Notice: We may report information about your loan and deposit accounts to credit bureaus. Late payments, missed payments, or other defaults on your accounts may be reflected in your credit report.

Go To Loan Application | Go To Calculators | Back to Top

Before you refinance, find out how we can save you closing costs! Call today for more information.

First Mortgage Equity - 5 year

Rate	Points	APR*
5.75	N/A	5.75

First Mortgage Equity - 7 year

Rate	Points	APR*
5.80	N/A	5.80

First Mortgage Equity - 10 year

Rate	Points	APR*
6.25	N/A	6.25

First Mortgage Equity - 15 year

Rate	Points	APR*
6.40	N/A	6.40

Second Mortgage - term up to 5 years

Rate	Points	APR*
5.75	N/A	5.75

Second Mortgage term up to 7 years

Rate	Points	APR*
6.00	N/A	6.00

Second Mortgage - term up to 10 years

Rate	Points	APR*
6.35	N/A	6.35

Second Mortgage - term up to 15 years

Rate	Points	APR*
6.65	N/A	6.65

Go To Loan Application | Go To Calculators | Back to Top

Click here to learn more about building wealth

Savings	Dividend Rate	APY*	Term
Savings Accounts	0.60	0.602	n/a
Clubs	0.60	0.602	n/a
Checking	0.30	0.30	n/a
IRA (Individual Retirement Account)	1.75	1.764	n/a
Insured Money Market	1.25	1.257	n/a

Dividends are calculated monthly on the average daily balance. Dividends are declared monthly and credited to your account monthly. You must maintain a $5.00 balance in your Savings - Share account to access other credit union services.
Back to Top

$500.00 Minimum Deposit

Certificates	Dividend Rate	APY*	Term
6 months	2.85	2.888	6
12 months	2.90	2.939	12
18 months	3.00	3.042	18
24 months	3.00	3.042	24
30 months	3.00	3.042	30
36 months	3.00	3.042	36
48 months	3.00	3.042	48
60 months	3.00	3.042	60

* A.P.Y. is Annual Percentage Yield. Certificate rates change with market rate changes, but once purchased,the rate of a certificate remains the same until maturity. Early withdrawal will result in a penalty being charged.

The new Statutory Share Insurance law became effective on October 3, 2008, and will remain in place through December 31, 2009. The law provides for an increase in the minimum NCUSIF coverage from $100,000 to $250,000 on member share accounts. This includes all account types, such as regular share, share draft, money market, and certificates of deposits. Individual Retirement Account and Keogh account coverage remains at up to $250,000 separate from other types of accounts owned.