A REALLY B-I-G Deal
New loan rates are the best ever! Auto loans as low as 2.50%, Signature rates as low as 8.0%, Mortgages up to 15-year terms, 4.50%! Click here to check out SCU new loan rates
Do you have an emergency plan? We encourage you to include the Telephone Teller and the PC Branch part of your emergency preparedness plan.
Update on NCUA Deposit Insurance Coverage
The new Statutory Share Insurance law provides for an increase in the minimum NCUSIF coverage from $100,000 to $250,000 on member share accounts. This includes all account types, such as regular share, share draft, money market, and certificates of deposits. Individual Retirement Account and Keogh account coverage remains at up to $250,000 separate from other types of accounts owned.
10 Ways to Prepare for Retirement
1. Know your retirement needs.
2. Find out about your Social Security benefits.
3. Learn about your employer’s pension or profit sharing plan.
4. Contribute to a tax-sheltered savings plan.
5. Ask your employer to start a plan.
6. Put money into an Individual Retirement Account.
7. Don’t touch your retirement savings.
8. Start now, set goals, and stick to them.
9. Consider basic investment principles.
10. Ask questions.
ALERT: "Smishing Scam"
SCU will NEVER send you a text or use an automated telephone service to solicit information about your account(s). NEVER reveal private information or account numbers and passwords over the telephone, text message or email. If you get a text alert about an account, DON'T respond before you verify that it's legitimate. You can do a Google search on the number to see whether it matches your financial institution. Even better, call the financial institution and give any needed information to a representative.
"Smishing" is the latest twist on the "Phishing" scam–instead of getting an e-mail, you get a text message. You're told to call a toll-free number, which is answered by a bogus interactive voice-response system that tries to fool you into providing your account number and password. It works because people don't give their cell phone numbers out. Thieves can use random-dialing telemarketing services to hit on your number.
 CUNA and Southern Credit Union have partnered to bring you additional tools to meet all your financial needs. "Members Financial Network" is the starting point.
The Money Management module contains over a dozen financial calculators that are meant just for a do-it-yourselfer. The Educational Center has a wealth of helpful and timely articles.
If you need professional assistance with stock information, CUNA provides a representative, call toll-free 1-877-MEMBERS.
More VISA Info HERE
Benefits:
You can get Credit Life and Credit Disability on SCU VISAs. Premiums are based on the unpaid monthly card balance.
Great rates! No gimmicks, no kidding. Apply online.
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79th Annual Meeting
Saturday, March 17, 2012
Southern Belle Riverboat
Cruise @ noon!!!
Last day for reservations -
TUESDAY, MARCH 8, 2012
Lunch following at 1 pm
in the Pier 2 facilities
Menu:
Fried Chicken & Pulled Pork,
Potato Salad, Cole Slaw,
Green Beans, Corn, Rolls
Two Desserts, Iced Tea
& Coffee
Cost: Adults $9.00
Children 12 & younger, $6.00
Need more information about Sprint Promo?
Click here
Movie ticket pricing:
| Carmike: |
$7.50 |
| Rave: |
$6.00 |
| Regal: |
$6.50 |
Click here for more information.
Southern Express
Automated Telephone Teller #:
1-866-255-4189
IRA Accumulation Accounts
Are an excellent way to save for retirement. Contributing to an Individual Retirement Account may improve your tax obligation! The Accumulation account can be started with as little as $5. You can add to it up to the IRS limitations. For more information about IRA accounts, click here. For educational information about retirements, check out Members Financial Network.
Building Toward Your Financial Future
Why save money in a savings account? Financial experts suggest that we have a three to six month savings cushion to cover emergencies like auto repairs or a change in jobs. You can establish a payroll deduction from your employer and have money painlessly put into your savings without ever having to hold it in your hands.
Get your free credit report here.
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